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Vehicle and Equipment Finance

Competitive loans and leases for cars, trucks, machinery, and business assets—tailored to keep your cash flow strong.

Vehicle & Equipment Finance

Convergence Finance Vehicle and Equipment Finance

Why Choose Convergence Finance for Vehicle & Equipment Finance?

Rates from 4.99% p.a.

Better than dealer finance offering others

Fast Approval

Funds in as little as 24 - 48 hours approval 

Tax Benefits

Claim GST, depreciation & interest

Vehicle & Equipment Finance

Business Car & Vehicle Loans

Finance new, used, or luxury vehicles for your business.

  • Car Loans from 4.99% p.a. : For sedans, SUVs, utes
  • Truck & Fleet Finance : Light/heavy commercial vehicles
  • Novated Leasing : Salary packaging for employees
+61 390 524 040
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Vehicle & Equipment Finance

Equipment & Machinery Loans

Upgrade tools and technology without upfront costs.

  • 100% Asset Financing : For construction, medical, or tech equipment
  • Balloon Payments : Lower regular repayments
  • Tax-Deductible Interest : For business-use assets
+61 390 524 040
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Vehicle & Equipment Finance

Chattel Mortgages

Own equipment sooner with business-friendly terms.

  • Flexible Terms : 1–7 years
  • GST Savings : Claim upfront on purchases over $75K
  • No Hidden Fees : Fixed interest rates
+61 390 524 040
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Personal Loans

Operating Leases

Pay as you use with upgrade flexibility.

  • No Ownership Risk : Hand back or refresh assets
  • Off-Balance Sheet : Improves financial ratios
  • Full Maintenance Packages : Bundled options
+61 390 524 040
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Vehicle & Equipment Finance

How It Works

Asset
Selection

Asset Selection

Choose your vehicle/equipment

Finance
Matching

Finance Matching

We negotiate with our lenders

Fast
Settlement

Fast Settlement

Funds transferred often within 48 hours

Start Your Application
Vehicle & Equipment Finance

Key Industries We Serve

Trades & Construction

Excavators, tools, trucks

Medical & Dental

Imaging machines, dental chairs

Agriculture

Tractors, harvesters, irrigation

Transport & Logistics

Vans, trucks, forklifts

FAQ

Common Questions Answered Fast

Find quick answers to common queries below. Can’t see your question? Contact our team for personalized advice.

What is vehicle and equipment finance about?

Vehicle and equipment finance helps individuals and businesses purchase cars, trucks, machinery, or tools without paying the full amount upfront.

Yes, you can finance both new and used vehicles or equipment, provided the asset meets the lender’s condition and age requirements.

Most business-related equipment can be financed, including construction machinery, medical devices, IT systems, office equipment, manufacturing tools, and vehicles.

Asset finance offers several benefits including preserving working capital, improving cash flow, and accessing the latest equipment without large upfront costs.

Approval for vehicle or equipment finance is generally fast, with many applications assessed within 24 to 48 hours.

Testimonial

What Our Clients Say About Us

Don’t just take our word for it—hear from satisfied clients who’ve transformed their financial futures with our tailored solutions and expert guidance.

Contact Our Team

Let’s Get In Touch

For immediate assistance, call our team. If you are prefer written communication? Reach out us via email.

Get Your Free Quote
+61 390 524 040
Request a Free Consultation
Call Now