Private Lending: Fast Finance When Banks Say No

Private Lending

Access fast, flexible funding through our network of private lenders — ideal for unique circumstances, urgent needs, or when traditional banks say no.

Convergence Finance Private Lending

Why Choose Convergence Finance for Private Lending?

Fast Approvals

Speed funds with in 24–72 hours period

Non-Standard Deals

Bad credit, self-employed, or complex assets

Flexible Terms

Easy custom repayment structures

How Private Lending Works

Scenario
Review

Scenario Review

20-min call to assess needs

Lender
Match

Lender Match

We pitch to 50+ private lenders

Fast
Settlement

Fast Settlement

Often within 3 days

Key Benefits of Private Lending

Speed

Bypass bank delays

Flexibility

Tailored to your scenario

Creative Structures

Interest capitalisation, deferred payments

Broader Eligibility

Credit issues? No problem

Common Questions Answered Fast

Find quick answers to common queries below. Can’t see your question? Contact our team for personalized advice.

What is private lending and how works?

Private lending involves borrowing money from a non-bank lender—typically an individual or private company—rather than through traditional banks.

Who is eligible for private lending solutions?

Private lending is available to individuals, businesses, and property developers who may not qualify for traditional loans.

How fast can private loans be approved?

Private loans are known for their speed, with many approvals granted within 24–72 hours of application.

Are private lending interest rates higher?

Yes, private loans usually come with higher interest rates compared to standard bank loans. This reflects the increased risk and the speed of funding offered.

What can private loans be used for?

Private loans are commonly used for property purchases, refinancing, bridging finance, development funding, or covering business cash flow gaps.

What Our Clients Say About Us

Don’t just take our word for it—hear from satisfied clients who’ve transformed their financial futures with our tailored solutions and expert guidance.

         Posted on Google  
   
   Sunit Kumar 
 
 
 
  Very quick and efficient. Great Experience.
Highly recommended.
  
 
      Posted on Google  
   
   rabia azizi 
 
 
 
  Excellent service with great results, we dealt with this company for our car finance All I can say is that they are THE BEST, we were referred to this company by a friend. We spoke with Ben he is an absolute legend very professional did our application promptly without any hassle. I highly recommend Ben and his company and would like to thank him for his great service.
  
 
      Posted on Google  
   
   Shubham Jain 
 
 
 
  I got my commercial loan settled within a week and received amazing support from Ben.

Let’s Get In Touch

For immediate assistance, call our team. If you are prefer written communication? Reach out us via email.

Home Loans

Property Investment

Business Loans

Commercial Loans

Personal Loans

Vehicle and Equipment Finance

Refinancing and Debt Consolidation

SMSF Lending

Private Lending

Shortfall In Property Loan

Private Lending

Access fast, flexible funding through our network of private lenders — ideal for unique circumstances, urgent needs, or when traditional banks say no.

Convergence Finance Private Lending

Why Choose Convergence Finance for Private Lending?

Fast Approvals

Speed funds with in 24–72 hours period

Non-Standard Deals

Bad credit, self-employed, or complex assets

Flexible Terms

Easy custom repayment structures

Bridging Loans

Short-term finance for property purchases, renovations, or urgent cash flow.

Business Working Capital

Quick cash injections for growth, payroll, or seizing opportunities.

Property Development Finance

Fund land acquisitions, construction, or refinance stalled projects.

Debtor-in-Possession (DIP) Financing

Rescue distressed businesses with court-approved loans.

How Private Lending Works

Scenario Review

Scenario Review

20-min call to assess needs

Lender Match

Lender Match

We pitch to 50+ private lenders

Fast Settlement

Fast Settlement

Often within 3 days

Key Benefits of Private Lending

Speed

Bypass bank delays

Flexibility

Tailored to your scenario

Creative Structures

Interest capitalisation, deferred payments

Broader Eligibility

Credit issues? No problem

Common Questions Answered Fast

Find quick answers to common queries below. Can’t see your question? Contact our team for personalized advice.

Private lending involves borrowing money from a non-bank lender—typically an individual or private company—rather than through traditional banks.

Private lending is available to individuals, businesses, and property developers who may not qualify for traditional loans.

Private loans are known for their speed, with many approvals granted within 24–72 hours of application.

Yes, private loans usually come with higher interest rates compared to standard bank loans. This reflects the increased risk and the speed of funding offered.

Private loans are commonly used for property purchases, refinancing, bridging finance, development funding, or covering business cash flow gaps.

What Our Clients Say About Us

Don’t just take our word for it—hear from satisfied clients who’ve transformed their financial futures with our tailored solutions and expert guidance.

Let’s Get In Touch

For immediate assistance, call our team. If you are prefer written communication? Reach out us via email.

4.8

Scenario
Review

Lender
Match

Fast
Settlement