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Commercial Loans

Secure competitive commercial loans for property, equipment, and expansions—backed by 70+ lenders and expert advice.

Commercial Loan

Convergence Finance Commercial Loans

Why Choose Convergence Finance for Commercial Loans?

Higher Loan Limits

From $100K to $20M+ loan limits for grow your business

Flexible Terms

Interest-only, balloon payments, and tailored repayments

Industry Expertise

Different sector-specific finance solutions

Commercial Loan

Commercial Property Loans

Finance office spaces, retail shops, warehouses, or industrial sites.

  • Loan-to-Value (LVR) : Up to 80%
  • Refinancing & Equity Release : Lower rates or access cash
  • Construction & Development Loans : Stage-by-stage funding
+61 390 524 040
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Commercial Loan

Business Equipment & Asset Finance

Upgrade machinery, vehicles, or tech without draining cash flow.

  • 100% Asset Financing : No upfront costs
  • Tax Benefits : Claim depreciation & GST credits
  • Chattel Mortgages & Leasing : Flexible ownership options
+61 390 524 040
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Commercial Loan

Cash Flow & Working Capital Loans

Keep operations smooth with fast, flexible funding.

  • Unsecured Loans : Up to $500K without collateral
  • Invoice Financing : Get paid for outstanding invoices
  • Overdraft Facilities : Revolving credit for emergencies
+61 390 524 040
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Commercial Loan

Hospitality & Retail Business Loans

Specialized finance for cafés, restaurants, and retail stores.

  • Fit-Out & Renovation Funding : Modernize your space
  • Seasonal Cash Flow Support : Seasonal Cash Flow Support
  • Franchise Financing : For franchise buyers
+61 390 524 040
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Commercial Loan

How It Works

Needs
Assessment

Needs Assessment

20-min consultation to understand your goals

Lender
Matching

Lender Matching

We negotiate the best terms for you

Fast
Approval

Fast Approval

Funds in as little as 48 hours

Start Your Application
Business Loans

Often within 5 business days

A commercial loan is used to finance business-related properties or expansion efforts. These loans can be structured for purchasing office buildings, warehouses, retail spaces, or even refinancing existing business debt. Commercial loans often have different lending criteria than residential loans, requiring tailored financial solutions.

FAQ

Common Questions Answered Fast

Find quick answers to common queries below. Can’t see your question? Contact our team for personalized advice.

What is a commercial loan used for?

A commercial loan is used to finance business-related expenses such as purchasing property, expanding operations, acquiring equipment, or managing working capital.

Eligibility depends on factors like business structure, trading history, revenue, and your ability to repay.

There are several commercial loan types, including term loans, lines of credit, commercial property loans, and equipment finance.

Most commercial loans require some form of security such as property, business assets, or equipment.

With the right documentation in place, funding can be approved and disbursed within 3 to 10 business days.

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What Our Clients Say About Us

Don’t just take our word for it—hear from satisfied clients who’ve transformed their financial futures with our tailored solutions and expert guidance.

Contact Our Team

Let’s Get In Touch

For immediate assistance, call our team. If you are prefer written communication? Reach out us via email.

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+61 390 524 040
Request a Free Consultation
Call Now